I'm going to throw a curve ball here. I was sitting on a river bank photographing a Bald Eagle flying overhead on a sunny, clear day when these three guys popped their heads up, curiously watching me (see photograph). As you more able photographers than myself know, it is tough to switch settings fast enough to keep up with the drastic and sudden changes in wildlife. I swung my camera down from photographing a bright blue sky and single subject (eagle) to murky waters and three subjects. Let's forget the need to change iso, shutter speed etc, and stay focused on the points of focus and metering. What would you use to photograph these three otters, keeping in mind they are not stagnant objects. They were bobbing their heads in and out of the water etc. You might notice the otter standing tall in the background has a bit of a blur to him, there was a limb in the way.